How does superannuation work in australia

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  • When did superannuation start in australia
  • Who decided to start superannuation.

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  • What was before superannuation in australia
  • Who decided to start superannuation
  • A recent history of superannuation in australia
  • When did superannuation start for women in australia
  • 1980s

    Superannuation at the start of this decade is far from widespread and isn’t transferable between different employers. As a result, until the mid-1980's superannuation was generally limited to public servants and white collar employees of large corporations.

    1987

    Superannuation assets are estimated to be $41.1bn, with 32 per cent of private sector employees covered.

    Following the 1986 National Wage Case guidelines, contributions start to be added to some industrial awards, which increases the coverage of private sector employees to 68 per cent by 1991.

     

    1992

    The Superannuation Guarantee (SG) is introduced with a mandatory 3 per cent contribution rate (or 4 per cent for employers with an annual payroll above $1 million), requiring employers to make a contribution into a super fund on their employees’ behalf.

    Superannuation assets at the time are estimated to be $148bn. This mandatory rate gradually increases to 9 per cent by 2002, and to the current rate of 9.5 per cent in 2014. 

    1993

    The World Bank endorses Australia’s ‘three pillar’

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