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Can you change your Social Insurance Number (SIN)? Should you apply for a new SIN? How? What else can you do if you suspect someone is using your SIN?
With recent financial data breaches (Capital One, Desjardins, and Equifax) exposing many millions of SINs, these are good questions to ask.
Here are the answers from the Government of Canada’s website.
Can You Change Your SIN?
Not really.
But you can apply for a new SIN “only if you can prove that your SIN was used fraudulently.” Examples of proof include fraudulent credit card applications using your name and SIN, and T4 employment records (from the CRA) that list employers that you have not worked for.
However, getting a new SIN doesn’t technically change your SIN because your old SIN can still be used by fraudsters.
As a result, you will still need to monitor usage of your old SIN.
Should You Apply for a New SIN?
Probably not. Here are three reasons not to apply for a new SIN.
1. A new Social Insurance Number does not protect you from fraud and identity theft.
A new Social Insurance Number is not a fresh sta
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